Data Privacy

PHJOI Privacy Policy – How We Protect Your Data

PHJOI is committed to protecting the personal data of every Filipino player on our platform. This Privacy Policy explains exactly what data we collect, why we collect it, how we use it, who we share it with, and what rights you have under Philippine data privacy law.

Last Updated: July 2025

Your Key Rights at a Glance

  • Know what data PHJOI holds about you
  • Request corrections to your data
  • Request deletion of your data
  • Object to certain data processing
  • Lodge a complaint with the NPC
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PHJOI — Protecting the Data of Every Filipino Player, From Baguio to Everywhere

Privacy at a Glance

How PHJOI Handles Your Privacy

A quick overview of the six most important privacy commitments PHJOI makes to every registered player. Full details are in the policy sections below.

Minimal Data Collection

PHJOI collects only the personal information that is genuinely necessary to operate a safe, compliant, and licensed online gaming platform for Filipino players. We don't collect data just because we can.

256-Bit SSL Encryption

All data transmitted between your device and the PHJOI platform is encrypted using industry-standard 256-bit SSL/TLS protocols. Your login credentials, payment details, and personal information are protected end-to-end at all times.

No Data Selling

PHJOI does not sell, rent, or trade your personal data to third-party marketers or data brokers under any circumstances. Your data exists to serve your account and our compliance obligations — nothing else.

Your Rights Protected

Under the Philippine Data Privacy Act of 2012 (Republic Act No. 10173), you have clear rights over your personal data held by PHJOI — access, correction, erasure, and objection. We make it straightforward to exercise those rights.

Clear Retention Limits

PHJOI only keeps your data for as long as it's necessary — either to provide you with services or to meet our legal obligations under Philippine gaming and anti-money laundering regulations. When the retention period ends, data is securely deleted.

DPA 2012 Compliant

PHJOI's data practices are aligned with the Philippine Data Privacy Act of 2012 and the implementing rules and regulations issued by the National Privacy Commission (NPC). We take these obligations seriously as a platform serving Filipino players.

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PHJOI — Secure Mobile Gaming With Full Data Protection for Filipino Players

1Who We Are

PHJOI operates the online gaming platform accessible at phjoi.net and associated mobile services. For the purposes of this Privacy Policy, PHJOI acts as the data controller for personal data collected from players and visitors to the PHJOI platform in the Philippines.

As data controller, PHJOI determines the purposes and means by which your personal information is processed. We are accountable for how that data is handled, and we are committed to processing it in accordance with the Philippine Data Privacy Act of 2012 (Republic Act No. 10173) and all applicable regulations issued by the National Privacy Commission.

If you have any questions about this Privacy Policy or about how PHJOI handles your personal data, you can contact our Data Protection team at support@phjoi.net. We aim to respond to all privacy-related enquiries within five (5) business days.

2Scope of This Policy

This Privacy Policy applies to all personal data collected and processed by PHJOI in connection with:

  • Registration and maintenance of a PHJOI player account.
  • Use of any PHJOI gaming or betting service, including sports betting, casino games, Sabong, virtual sports, and all other platform features.
  • Deposits, withdrawals, and all financial transactions processed through the PHJOI platform.
  • Communications between PHJOI and players — including live chat, email, and in-platform messaging.
  • Browsing and visiting the PHJOI website, whether or not you hold a registered account.
  • Participation in PHJOI promotions, bonuses, loyalty programs, or any other marketing activities.

This Policy does not apply to third-party websites or services linked from PHJOI's platform where that link is provided for player convenience. PHJOI is not responsible for the privacy practices of any third-party platforms.

3Personal Data We Collect

PHJOI collects personal data in several categories depending on the nature of your interaction with our platform. The following table outlines the main categories of personal data PHJOI processes:

Data CategoryExamplesWhen Collected
Identity Data Full legal name, date of birth, gender, government ID details Account registration, KYC verification
Contact Data Philippine mobile number, email address Account registration
Financial Data Payment method details (GCash, Maya, bank account), transaction history, deposit and withdrawal records First deposit and any subsequent financial transaction
Gaming Activity Data Bets placed, games played, session durations, win/loss history, wagering patterns Throughout account use
Technical Data IP address, device type, browser type and version, operating system, screen resolution, connection type Any visit to the PHJOI platform
Usage Data Pages visited, features used, time spent on platform, navigation paths, click data Any visit to the PHJOI platform
Communications Data Content of chat transcripts, email correspondence, support ticket content When you contact PHJOI support
Responsible Gaming Data Deposit limit settings, self-exclusion records, cool-off period activations When responsible gaming tools are used
We Don't Collect Unnecessary Data:

PHJOI does not collect sensitive personal information such as political opinions, religious beliefs, racial or ethnic origin, or biometric data beyond what is strictly required for identity verification under Philippine KYC regulations. We operate on a data minimisation principle — collect only what's needed, nothing more.

4How We Collect Your Data

PHJOI collects personal data through several channels depending on your interactions with our platform:

  • Direct collection: Information you provide voluntarily when registering a PHJOI account, completing KYC verification, making a deposit or withdrawal, contacting our support team, or participating in a promotion.
  • Automated collection: Technical and usage data collected automatically when you visit or use the PHJOI platform, through cookies, web beacons, server logs, and similar tracking technologies. See Section 8 for details.
  • Third-party sources: PHJOI may receive data from payment processors (such as GCash, Maya, or InstaPay network banks) in connection with deposit and withdrawal transactions, and from identity verification service providers used to fulfil our KYC obligations.
  • Regulatory sources: In limited circumstances, PHJOI may receive information from Philippine regulatory authorities or law enforcement agencies as required by law.

You are not obligated to provide personal data to PHJOI, but failure to provide certain required information — such as the information needed for account registration or KYC verification — will prevent you from accessing PHJOI's services or processing withdrawals.

5Why We Use Your Personal Data

PHJOI uses the personal data we collect for clearly defined purposes only. We do not use your data for purposes that are incompatible with the reason it was originally collected. The main purposes for which PHJOI processes your personal data are as follows:

  • Account management: Creating and maintaining your PHJOI account, processing your registration, verifying your identity, and managing your account settings and preferences.
  • Service delivery: Providing access to PHJOI's gaming platform including sports betting, casino games, virtual sports, Sabong betting, and all other platform features — all in Philippine Pesos for Filipino players.
  • Transaction processing: Processing deposits and withdrawals through Philippine local payment channels including GCash, Maya, InstaPay, and connected banks. Maintaining accurate transaction records as required by Philippine financial regulations.
  • Legal and regulatory compliance: Fulfilling PHJOI's obligations under applicable Philippine gaming regulations, anti-money laundering (AML) law, and the Data Privacy Act of 2012. This includes KYC verification, transaction monitoring, and mandatory reporting to regulators where applicable.
  • Responsible gaming: Monitoring gaming activity patterns to identify players who may be showing signs of problem gambling and providing or offering responsible gaming interventions, including deposit limits, cool-off periods, and self-exclusion where appropriate.
  • Platform security: Detecting, preventing, and investigating fraud, account compromise, money laundering, and other security threats to the PHJOI platform and its players.
  • Platform improvement: Using aggregated and anonymised usage data to understand how players interact with the PHJOI platform and identify areas for improvement in the betting experience, navigation, and product features.
  • Customer support: Responding to your queries, resolving disputes, processing complaints, and providing general assistance through live chat and email.
  • Marketing communications: Sending promotional offers, bonus notifications, and platform updates to players who have opted in to receive such communications from PHJOI. You can opt out of marketing messages at any time.

6Legal Basis for Processing

Under the Philippine Data Privacy Act of 2012, PHJOI must have a lawful basis for processing your personal data. PHJOI relies on the following legal bases depending on the purpose of processing:

  • Contract performance: Processing necessary to provide the gaming services you have registered for at PHJOI — account management, game access, and transaction processing — is based on the contract between you and PHJOI.
  • Legal obligation: Processing required to fulfil PHJOI's legal obligations under Philippine gaming regulations, anti-money laundering law, tax regulations, and the Data Privacy Act itself — including KYC, transaction record-keeping, and mandatory reporting.
  • Legitimate interests: Processing for fraud prevention, platform security, responsible gaming monitoring, and aggregated analytics is carried out on the basis of PHJOI's legitimate interest in operating a safe and fair gaming platform, balanced against your interests and rights.
  • Consent: Processing for marketing communications and optional cookies is based on your explicit consent, which you can withdraw at any time without affecting the lawfulness of prior processing or your ability to continue using PHJOI's services.

7Who We Share Your Data With

PHJOI does not sell, rent, or trade your personal data. We share personal data only in the following limited and controlled circumstances:

  • Payment processors: PHJOI shares the transaction data necessary to process deposits and withdrawals with Philippine payment service providers — including GCash, Maya, GrabPay, InstaPay network participants, and connected banks. These providers receive only the data needed to complete the specific transaction.
  • Identity verification providers: Third-party KYC verification service providers who assist PHJOI in meeting its identity verification obligations under Philippine regulations. These providers process your ID data solely for the verification purpose.
  • Technology service providers: Cloud hosting providers, cybersecurity service providers, analytics platforms, and customer support tools that assist PHJOI in operating the platform. All such providers are bound by data processing agreements that restrict their use of your data to the specific services they provide to PHJOI.
  • Philippine regulatory authorities: Government agencies and regulators including Philippine gaming authorities, the Anti-Money Laundering Council (AMLC), and the National Privacy Commission (NPC), when PHJOI is legally required to report or disclose information.
  • Law enforcement: Duly authorised Philippine law enforcement agencies where PHJOI is compelled to share data by a valid legal order, subpoena, or court order.
No Third-Party Marketing:

PHJOI never shares your personal data with advertisers, data brokers, or marketing networks. Your data is not used to build advertising profiles or sold to any commercial third party. Full stop.

8Cookies and Tracking Technologies

PHJOI uses cookies and similar tracking technologies on our platform to ensure functionality, improve your experience, and support our security and analytics operations. A cookie is a small text file placed on your device when you visit the PHJOI platform.

PHJOI uses the following categories of cookies:

  • Strictly necessary cookies: Essential for the PHJOI platform to function correctly — session management, login state, security tokens, and language preferences. These cannot be disabled without breaking core platform functionality.
  • Functional cookies: Remember your preferences and settings on PHJOI — such as your preferred odds format, display language, and recently viewed games — to personalise your experience.
  • Analytics cookies: Help PHJOI understand how players use the platform by collecting aggregated, anonymised usage data — pages visited, session length, features used. This data is used to improve the platform experience for all Filipino players.
  • Security cookies: Used by PHJOI's fraud detection and security systems to identify suspicious patterns of access and protect player accounts from compromise.

You can manage cookie preferences through your browser settings. Note that disabling strictly necessary cookies will affect your ability to log in to and use the PHJOI platform. PHJOI does not use third-party advertising cookies or cross-site tracking technologies.

9Data Security

PHJOI takes the security of your personal data seriously and implements a layered set of technical and organisational measures to protect it against unauthorised access, loss, disclosure, or alteration.

Key security measures implemented across the PHJOI platform include:

  • 256-bit SSL/TLS encryption for all data in transit between your device and PHJOI's servers.
  • Encryption of sensitive data at rest in PHJOI's databases, including financial account details and identity documents.
  • Multi-factor authentication options for PHJOI player accounts.
  • Regular independent security audits and penetration testing of the PHJOI platform.
  • Strict access controls limiting PHJOI staff access to personal data on a need-to-know basis.
  • 24/7 automated monitoring of platform systems for anomalous activity indicative of a security incident.
  • A formal data breach response procedure aligned with NPC notification requirements under the Data Privacy Act.

While PHJOI applies all reasonable technical and organisational security measures, no online platform can guarantee absolute security. You also play a role in protecting your account — please keep your login credentials confidential and never share your PHJOI password with anyone. See our Terms and Conditions for player security obligations.

10Data Retention

PHJOI retains personal data only for as long as it is necessary for the purpose for which it was collected, or as required by applicable Philippine law. The general data retention framework applied by PHJOI is as follows:

Data TypeRetention PeriodReason
Account and identity dataDuration of account + 5 years after closureRegulatory compliance, AML obligations
Financial transaction recordsDuration of account + 5 years after closurePhilippine AML and tax regulations
Gaming activity recordsDuration of account + 2 years after closureRegulatory audit trail, dispute resolution
Support communications3 years from last communicationDispute resolution, service improvement
Responsible gaming recordsDuration of account + 5 years after closurePlayer protection, regulatory compliance
Website usage / analytics data13 months (rolling)Platform improvement, aggregated analysis

After the applicable retention period expires, PHJOI securely deletes or anonymises personal data so that it can no longer be associated with an identifiable individual. Anonymised data may be retained indefinitely for aggregated statistical analysis without privacy implications.

11Your Data Rights Under Philippine Law

Under the Philippine Data Privacy Act of 2012, every data subject — including all PHJOI players — has the following rights with respect to their personal data. PHJOI is committed to facilitating the exercise of these rights promptly and without unnecessary barriers:

Right to Access

Request a copy of the personal data PHJOI holds about you, including information about how it is used and with whom it has been shared.

Right to Correction

Request correction of any personal data PHJOI holds about you that is inaccurate, incomplete, or out of date.

Right to Erasure

Request deletion of your personal data where PHJOI no longer has a lawful basis to retain it — subject to our legal retention obligations under Philippine law.

Right to Object

Object to the processing of your personal data for marketing purposes or where processing is based on PHJOI's legitimate interests and you believe those interests are overridden by your own.

Right to Block or Suspend

Request that PHJOI temporarily suspends processing of your personal data pending the resolution of a complaint, dispute, or correction request.

Right to Complain to the NPC

Lodge a formal complaint with the National Privacy Commission of the Philippines if you believe PHJOI has not handled your personal data in accordance with the Data Privacy Act of 2012.

How to Exercise Your Rights:

To submit a data rights request to PHJOI, email support@phjoi.net with the subject line "Data Privacy Request" and describe the right you wish to exercise. PHJOI will acknowledge your request within 3 business days and aim to respond substantively within 15 business days, as required under the Data Privacy Act. We may need to verify your identity before processing your request.

12Children's Privacy

PHJOI's gaming and betting services are strictly for adults aged 18 years and above. PHJOI does not knowingly collect personal data from individuals under 18 years of age. Age verification is applied during the account registration process to enforce this requirement.

If PHJOI discovers that personal data has been collected from an individual who is under 18 years of age, we will immediately suspend the relevant account, delete the personal data collected, void any gaming transactions, and return any deposited funds in accordance with applicable Philippine regulations.

If you are a parent or guardian and have reason to believe that a minor has created a PHJOI account, please contact us immediately at support@phjoi.net. We will investigate and take appropriate action promptly.

13Updates to This Privacy Policy

PHJOI reviews and updates this Privacy Policy periodically to reflect changes in our data practices, applicable Philippine regulations, or the services we provide. The "Last Updated" date at the top of this page reflects when the most recent changes were made.

When PHJOI makes significant changes to this Privacy Policy, we will notify registered players by email or through an in-platform notification before the changes take effect. We encourage all players to review this Privacy Policy regularly to stay informed about how PHJOI protects their personal data.

Continued use of the PHJOI platform following the effective date of any update to this Privacy Policy constitutes your acknowledgment of the updated policy. If you do not agree with any changes, you should stop using PHJOI and contact us to discuss account closure options.

14Contact PHJOI About Privacy

For any questions, concerns, or requests relating to this Privacy Policy or to the personal data PHJOI holds about you, please contact us through any of the following channels:

  • Email (Privacy Requests): support@phjoi.net — use the subject line "Data Privacy Request" for all privacy-related matters. We respond to all emails within three (3) business days.
  • Live Chat: Available 24/7 inside the PHJOI platform. Our support team can help with general privacy questions and escalate formal data rights requests to the appropriate team.
  • National Privacy Commission: If you believe your data privacy rights have been violated by PHJOI and our internal resolution process has not resolved the matter to your satisfaction, you may file a complaint with the National Privacy Commission of the Philippines.

PHJOI treats all privacy-related communications with the seriousness and confidentiality they deserve. We are committed to resolving all legitimate privacy concerns fairly, promptly, and in full compliance with the Philippine Data Privacy Act of 2012.

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PHJOI — A Platform Built on Trust, Transparency, and Real Filipino Values

Your Privacy is Protected

Play at PHJOI With Confidence — Your Data Is Safe With Us

PHJOI is built for Filipino players who value both great gaming and genuine data privacy. Register your free account today — deposit from ₱100 via GCash or Maya and play knowing your personal data is protected under Philippine law and PHJOI's own strict standards.

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